SIP Calculator
Estimate the value of monthly investments over time using expected annualized returns.
What Is This Calculator
This SIP calculator helps you estimate the future value of fixed monthly investments in mutual funds. It also shows total invested amount, expected profit, and growth percentage over time.
Formula
The SIP future value formula is FV = M x [((1 + r)n - 1) / r] x (1 + r), where M is monthly investment, r is monthly return, and n is total months invested.
How to Use the Calculator
Enter monthly investment, expected annual return, and investment period in years. The result updates with future value, invested capital, total profit, and total growth.
Example Calculation
If you invest 5,000 monthly for 10 years at 12% annual return, the calculator estimates your corpus, total investment, and wealth gained from compounding.
Benefits
This tool makes goal planning easier, compares multiple return assumptions quickly, and highlights how consistency and time contribute to long-term wealth growth.
SIP Calculator Tool
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FAQs
Is SIP good for beginners
Yes, SIP is ideal for beginners due to small monthly investments and cost averaging.
Can I change SIP amount later
You can increase or decrease SIP contributions; use the calculator to reproject expected outcomes.
Does SIP guarantee returns
No, SIP returns depend on market performance; the calculator uses an assumed average return.